When it comes to protecting your home and loved ones, investing in a home security system can offer peace of mind and real protection. But one of the most common questions homeowners ask is: “How much does home security cost per month?” The answer depends on a variety of factors, including the type of system, features, level of professional monitoring, and whether the system is DIY or professionally installed.
In this article, we’ll break down the monthly costs of different types of home security systems, what features you’re paying for, and how to choose a system that fits your budget and lifestyle.
📌 1. Overview of Home Security System Types
Before diving into costs, it’s helpful to understand the two main types of home security systems:
➤ DIY Home Security Systems
- Easy to install on your own.
- Often have lower upfront and monthly costs.
- Examples: SimpliSafe, Ring Alarm, Wyze, Abode.
➤ Professionally Installed Security Systems
- Installed and monitored by a security company.
- Often come with long-term contracts.
- Examples: ADT, Vivint, Brinks.
Each type has different pricing structures, so your choice will influence your monthly cost.
💸 2. Average Monthly Costs by System Type
✅ DIY Systems
- Monitoring Fee: $0–$30/month
- Example Providers & Pricing:
- Ring Alarm: $0 (self-monitoring) to $20/month for professional monitoring.
- SimpliSafe: $0 (basic) to $29.99/month (full-service including police dispatch and app integration).
- Wyze: $9.99/month for Cam Plus Pro (includes video monitoring and emergency dispatch).
➡️ DIY systems often offer the flexibility of no monthly fees unless you want professional monitoring or cloud storage.
✅ Professional Systems
- Monitoring Fee: $30–$65/month
- Example Providers & Pricing:
- ADT: Typically $36.99 to $59.99/month (depending on features like cameras and smart home integration).
- Vivint: $39.99 to $64.99/month (based on equipment and features).
- Brinks Home Security: ~$39.99/month (3-year contract often required).
➡️ These prices usually include 24/7 monitoring, emergency dispatch, and professional support.
🧾 3. What’s Included in the Monthly Fee?
Understanding what you’re paying for is key. Monthly fees may include:
| Feature | DIY Systems | Professional Systems |
|---|---|---|
| 24/7 Monitoring | Optional ($10–$30) | Included |
| Mobile App Access | Often free or low-cost | Usually included |
| Video Storage | $3–$10 extra | Included or optional |
| Emergency Dispatch | Optional | Included |
| Smart Home Integration | Limited | Extensive |
| Customer Support | Basic | Premium |
🔍 4. Hidden Fees to Watch Out For
While the monthly fee may seem straightforward, consider these additional or hidden costs:
- Installation Fees: Up to $199 (more common with pro systems).
- Activation Fees: One-time charge, typically $25–$100.
- Equipment Costs: May be financed monthly (e.g., $15–$30/month) or paid upfront.
- Cancellation Fees: Early termination can cost hundreds if under contract.
📊 5. Real-World Monthly Cost Scenarios
Let’s break down three common examples:
💼 Basic DIY Setup – Ring Alarm
- Equipment: $200 upfront
- Monthly Monitoring: $20
- Total Monthly Cost: $20/month
🏠 Mid-Range Pro Setup – ADT
- Equipment: Often included in contract
- Monthly Monitoring: $49.99
- Total Monthly Cost: $50/month
🛡️ High-End Smart Home – Vivint
- Equipment: $600 financed ($25/month)
- Monitoring: $44.99
- Total Monthly Cost: $70/month
📈 6. How to Choose the Right Plan for Your Budget
Here are a few tips to help you choose wisely:
- Assess Your Needs: Do you live in a high-crime area or need 24/7 video coverage? If not, a basic plan might suffice.
- Avoid Long Contracts: Look for month-to-month options unless you’re sure about the service.
- Compare Features, Not Just Price: Look at what each plan includes—cheaper isn’t always better if it leaves gaps in your protection.
- Bundle Smart Home Features: If you already use smart locks, thermostats, or cameras, find a system that integrates with them.
✅ 7. Is It Worth Paying a Monthly Fee for Home Security?
This depends on your comfort level, neighborhood, and how much peace of mind you value. DIY systems are great for those on a budget or in small spaces, while professionally monitored systems are ideal for families or large homes where quick emergency response is critical.
In general:
- DIY Monitoring: Great for tech-savvy users who want flexibility and savings.
- Professional Monitoring: Best for full coverage, quick emergency response, and families.
🔚 Conclusion
The monthly cost of a home security system can range anywhere from $0 to $70+, depending on the level of protection and provider. Whether you choose a DIY option with minimal fees or a full-service monitored system, the key is to understand what you’re paying for and ensure it matches your needs.
Home security is more affordable and customizable than ever—take your time, compare providers, and invest in a system that makes you feel safe and secure.
