In today’s increasingly connected world, home security has become a vital service for many households. With the rise in smart devices, wireless technology, and customizable protection plans, securing your home is easier—and more affordable—than ever before. However, navigating the monthly costs of home security can still be confusing.
This guide will walk you through the average monthly costs, what influences those prices, the differences between providers, and how to find a system that matches your budget without compromising safety.
🔐 Why Monthly Pricing Matters
Many people are surprised to find out that home security involves ongoing costs, not just a one-time purchase. These recurring fees typically cover:
- 24/7 professional monitoring
- Mobile app access
- Cloud storage for video footage
- Smart home integration
- Customer service and technical support
The total you’ll pay per month depends on whether you go DIY or professional, what features you want, and what brand or service you choose.
📊 Average Monthly Cost Breakdown
Let’s start with an overview of what you can expect to pay each month based on different service tiers:
| Type of System | Monthly Cost Range | Common Providers |
|---|---|---|
| Self-Monitored (DIY) | $0 – $15 | Ring, Wyze, Eufy |
| Professionally Monitored (DIY) | $10 – $30 | SimpliSafe, Abode |
| Professionally Installed & Monitored | $30 – $70+ | ADT, Vivint, Brinks |
🏠 Types of Home Security Plans
🔧 1. DIY Self-Monitored Systems
These systems are set up by the homeowner and offer basic or optional monitoring.
- Cost: $0–$15/month
- Features:
- Motion detectors
- Entry sensors
- App notifications
- No emergency dispatch (unless you upgrade)
- Ideal for: Apartments, renters, tech-savvy users
Example:
- Ring Alarm: $0/month (self-monitoring), $20/month for Pro monitoring
- Eufy Security: Free app access, no monthly monitoring required
🛡️ 2. DIY with Professional Monitoring
A popular middle-ground, this type offers professional monitoring services with DIY installation.
- Cost: $10–$30/month
- Features:
- 24/7 emergency response
- App access and control
- Video recording storage
- Ideal for: Homeowners who want security but no long contracts
Example:
- SimpliSafe: $17.99/month (Standard), $29.99/month (Interactive Plan)
- Abode: $22/month for professional monitoring
🧰 3. Professionally Installed & Monitored Systems
These are traditional full-service systems with expert installation and contracts.
- Cost: $30–$70+/month
- Features:
- Professional installation
- 24/7 monitoring and dispatch
- Smart home integrations
- Lifetime warranties (in some cases)
- Ideal for: Larger homes, families, or those who want hands-off setup
Example:
- ADT: Starts at $36.99/month
- Vivint: $39.99 to $64.99/month
- Brinks: Around $39.99/month, 3-year contract required
💡 What Influences Monthly Pricing?
Several key factors can change your monthly payment:
1. Type of Monitoring
- Self-monitoring is free but lacks emergency dispatch.
- Professional monitoring costs more but provides peace of mind.
2. Smart Home Integration
- Systems that include smart locks, lights, cameras, thermostats, etc., usually increase monthly fees.
3. Video Surveillance
- Plans with cloud video storage can add $3–$10/month per camera.
4. Contract vs. No Contract
- Providers like ADT and Vivint require contracts, which may lower upfront costs but raise monthly fees.
- DIY systems like Ring and SimpliSafe usually offer contract-free options.
5. Location and Insurance
- Some areas may see higher rates due to crime levels.
- However, you might get a discount on homeowner’s insurance by having a monitored system.
💰 Hidden and Optional Costs to Know About
While this guide focuses on monthly charges, be aware of these additional fees:
| Fee Type | Typical Cost | Applies To |
|---|---|---|
| Installation | $0–$199 | Pro systems |
| Activation | $25–$100 | Some providers |
| Equipment Rental or Financing | $10–$30/month | Vivint, ADT, etc. |
| Video Storage | $3–$10/month | DIY plans with cameras |
| Cancellation Fees | Varies | Contracted services |
📋 Sample Monthly Cost Scenarios
🔹 Budget-Friendly Option (DIY)
- Provider: Ring
- Monitoring: $10/month (Ring Protect Basic)
- Cameras: 2 indoor, $6/month video storage
- Total: ~$16/month
🔹 Mid-Range Option (DIY + Monitoring)
- Provider: SimpliSafe
- Monitoring Plan: $29.99/month
- App Access + Dispatch Included
- Total: ~$30/month
🔹 Premium Option (Pro Installation + Monitoring)
- Provider: Vivint
- Monitoring Plan: $44.99/month
- Equipment financing: $25/month
- Total: ~$70/month
🧠 Tips for Choosing the Right Monthly Plan
- Start small: Choose a base package and add features over time.
- Look for trial periods: Many companies offer 30-day money-back guarantees.
- Watch for bundle deals: Equipment and monitoring bundles can save money.
- Ask about insurance discounts: Some companies provide certification for your insurer.
- Avoid long-term contracts unless necessary.
🏁 Conclusion: What Should You Expect to Pay?
The monthly cost of home security varies significantly depending on your needs. In general:
- Minimal Coverage (DIY): $0–$15/month
- Balanced Protection (DIY + Monitoring): $20–$35/month
- Full-Service Protection (Pro Install + Monitoring): $40–$70+/month
The right plan for you balances security, convenience, and cost. Whether you’re safeguarding an apartment or a large family home, there’s a plan out there that meets your expectations—and your budget.
